Disability Income insurance, or Paycheck Protection Insurance as it is sometimes referred to, is the first type of insurance that should be purchased. But sadly, is all too often overlooked until it is too late.
Think about it. If your paycheck is gone, how will you buy food, pay for your car, pay your mortgage, or rent?
How will you save for your children's education, maintain an emergency fund, or save for your retirement?
There is a disability income policy for almost all occupations, or professions. Even for the self employed. In fact the self employed need not only protection for their income, but protection for their business overhead expenses. Overhead expenses including office, or building rent, business loans, utilities, and key employees paychecks,etc. to keep their business doors open. Term life Insurance with living benefits for chronic or critical illness can also be used to supplement Disability income needs. Know Your Heart Disease and Stroke Risk
A Free 18 Page Insurance and Financial Needs Analysis is available online without obligation and without an agent visit to your home or office.
Each Free Needs Analysis s is unique to your individual situation, covering the basics needs of Mortgage protection, Income replacement, Children's higher education, savings and retirement goals, and ways to save money on things you are already spending on, as well as incorporating any individual, or group benefits you may already have.
Even the Living Benefits Life Insurance application, should you choose to cover your family's insurance needs, can be completed online and over the telephone at a conveniently pre-scheduled time.
term life insurance Mortgage Insurance, is the commonly used term when referring to this type of life insurance. However, Mortgage Insurance is also the term used by Mortgage companies when referring to Private Mortgage Insurance. PMI is required by a mortgage company when the loan to value of your home exceeds 80%. The premium is added to your mortgage payment until the remaining balance of the mortgage is less than 80% of the home value. Beware, and don't confuse this type of insurance with Mortgage life insurance no medical exam, to protect your family. PMI only protects your mortgage company by insuring they don't lose money if they have to foreclose.. life insurance no medical exam
Web Pages for Senior Whole Life, Term Life, Mortgage Insurance, Health insurance and Dental insurance Senior Life Insurance, sometimes referred to as final expense Life insurance, is Ideal for Seniors or Diabetics who just need a little Senior Life Insurance and diabetic Life Insurance no medical exam to cover final expenses such as funeral services, burial or cremation.
No medical exam is required, and the policy proceeds can be paid directly to your beneficiary or assigned to a funeral home. The average cost of funeral services is rising each year and is now between $7,500 -$10,000 nationally. Many areas are even higher. $14,000 - $15,000 is not uncommon.
Senior Life insurance, diabetic life insurance and guaranteed issue life insurance is available on the same, simple no medical exam application that takes just a few minutes to complete. Save your loved ones the added burden of financial stress at a time when they are already grieving over their loss.
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