Many insulin dependent diabetics find it difficult to purchase life insurance because, aside from the risk of lapsing into a diabetic coma and death, diabetes may contribute to an increased risk of a heart attack, stroke, blindness and amputation, certain forms of cancer, such as Liver Cancer, Colorectal Cancer, Lung Cancer, Chronic Obstructive Pulmonary disease, Liver disease and kidney disease. in fact the only causes of death in the top 12 that diabetes did not potentially contribute to in 2016, and 2017 were Accidents, Alzheimer's, Respiratory illnesses like Influenza, or Pneumonia, or the tragically unforeseen, like Septicemia and Suicide.
New, Living benefits Life insurance is truly life insurance you don't have to die to benefit from. With today's advances in medicine and hospital emergency medical procedures, we are (7) seven times more likely to survive a heart attack, or stroke, or internal cancer. Traditional life insurance only pays if you don't survive. Living benefit Life can help your family survive financially with lump sum cash benefits paid to you while you recover. Without the "New" Living Benefits Life Insurance, you may never recover financially even if you recover physically. "Living Benefit Life," makes a great solution for Family Life needs, or Business Life Insurance needs.
Mortgage Insurance is the commonly used term when referring to this type of life insurance. However, Mortgage Insurance is also the term used by Mortgage companies when referring to Private Mortgage Insurance. PMI is required by a mortgage company when the loan to value of your home exceeds 80%. The premium is added to your mortgage payment until the remaining balance of the mortgage is less than 80% of the home value. Beware, and don't confuse this type of insurance with Mortgage life insurance to protect your family. PMI only protects your mortgage company by insuring they don't lose money if they have to foreclose..
Senior Life Insurance, sometimes referred to as final expense Life insurance, is Ideal for Seniors who just need a little whole life insurance to cover final expenses such as funeral services, burial or cremation. No medical exam is required, and the policy proceeds can be paid directly to your beneficiary or assigned to a funeral home. The average cost of funeral services is rising each year and is now between $7,500 -$10,000 nationally. Many areas are even higher. $14,000 - $15,000 is not uncommon. A simple no medical exam application that takes just a few minutes to complete, can save your loved ones the added burden of financial stress at a time when they are already grieving over their loss.
Tax Free Savings and Income is better than Tax Deferred Savings accounts, and infinitely better than Taxable Savings accounts.
Find out how to move money from accounts that are "forever taxed" to accounts that are "never taxed"
- ED SLOTT, CPA and TAX ADVISOR
Book Your Free Financial Needs Analysis
A Free 18 Page Insurance and Financial Needs Analysis is available online without obligation and without an agent visit to your home or office. Each needs analysis is unique to your individual situation, covering the basics needs of Mortgage protection, Income replacement, Children's higher education, savings and retirement goals, and ways to save money on things you are already spending on, as well as incorporating any individual, or group benefits you may already have. Even the Living Benefits Life Insurance application, should you choose to cover your family's insurance needs, can be completed online and over the telephone at a conveniently pre-scheduled time.
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